Chapter 4: Debt All Rights Reserved. Identifies the differences among people's values and attitudes as they relate to money and buying power. A Financial Literacy Clip (FLiC) is a sharing interface that allows high school students and young adults to create and exchange video messages. What is a grace period? Identity Theft Issues & Safety. Many resources are also available through their websites. High school is a critical time for students to develop the personal finance skills they will need to live independently as adults. Highlights the importance of bargain shopping as part of a healthy financial plan and Teacher’s Guide –  Lesson One: Making Decisions, Student Guide – Lesson One: Making Decisions, Teacher’s Slide Presentation – Lesson One: Making Decisions, Teacher’s Power Point Presentation – Lesson One: Making Decisions. © 2000-2020 InCharge Debt Solutions. Foundations in Personal Finance: High School Edition for Homeschool is designed ©2020 Lampo Licensing, LLC. balancing and reconciling a checking account. In addition, more than thirty-five activities are included in the curriculum, which focus on As young people grow up, a common goal is to live on their own. Chapter 5: Life After High School leadership, Chris Hogan helps people across the country develop successful strategies to Chapter 9: Insurance While most students have a general idea about the advantages and disadvantages of credit, this lesson provides an opportunity to discuss these issues in more detail. The Foundations series currently includes editions for both high school and middle school grade levels. However, the challenges of independent living are often quite different from their expectations. identifies important negotiation strategies. Wise consumer buying starts with a plan. The process starts with setting financial goals. High schoolers learn about relevant financial skills like managing salary, buying a car and avoiding debt. Financial goals should be realistic, be specific, have a timeframe, and imply an action to be taken. 4-H. My Financial Future offers materials for middle school, high school … Why is ISBN important? Inside you’ll find: … This lesson will provide students with information on buying a home and where and how to begin the process. Chapter 8: Investing & Retirement Chapter 7: Bargain Shopping In this lesson, students will become aware of the various techniques and appeals used to influence consumer behavior. Most students know that banks and other financial institutions (credit unions, savings and loan associations) offer a variety of services. Financial Literacy Activities for High School Students. In this lesson, students are asked to identify costs associated with owning and operating a motor vehicle. In this modern day and age, identity theft is more prevalent than ever. In an effort to give you the most up-to-date information for teaching and making personal financial decisions, we’ve compiled the following lists of periodicals and organizations that can enhance your use of Practical Money Skills for Life. Identifies the devastating costs of using debt as a financial tool, debunks credit myths, The good news is that are hundreds of online sites offering tips on not just what it will cost, but what you can do to pay for it. industry, and highlights the importance of both knowledge and behavior when it comes to If the fee for an ATM transaction to withdraw money is $1 and a person withdraws money twice a week, the banking fees for that person will be $104 a year. groups as large as 10,000 for more than a decade. Chapter 1: Introduction to Personal Finance This lesson provides a reality check for students as they investigate the costs associated with moving, obtaining furniture and appliances, and renting an apartment. The teaching curriculum consists of fourteen lesson plans & worksheets designed to augment a semester course in life skills and personal finance management. In today’s world, credit is integrated into everyday life. This book includes chapters on: … Teacher’s Guide – Lesson Six: Banking Services, Student Guide – Lesson Six: Banking Services, Teacher’s Slide Presentation – Lesson Six: Banking Services, Teacher’s Power Point Presentation – Lesson Six: Banking Services. Chapter 2: Saving In August of 2019 over 81% of 1,211 respondents across the U.S. believe that financial literacy should be … ... One of the books my students enjoy reading is Rich Dad, Poor Dad by Robert T. Kiyosaki . Building your career is one of the surest ways to increase income and make money. That’s the primary reason Americans are $1.4 trillion in debt on student loans. Your students get to play “loan shark” – predatory loan lender and collector – in order to learn all about risky loans and loans in … Various federal laws protect our rights as we apply for and use credit cards, such as procedures for disputes and protection from card theft and fraud. What you put on an application for a loan, your payment history, where you make purchases, and your account balances are but a few of the financial records that can be sold to third parties and other organizations. So, take a deep breath and check out these sites that should help you find a college you can afford to attend. Money – Personal Financial Literacy for High School Students, student edition. team of experts. “Should I buy a new car or a used car?”  “Where is the best place to finance my automobile purchase?”  “Is it better to take the rebate or the low-rate financing plan?”  These are typical questions asked by people buying vehicles. Teacher’s Guide – Lesson Four: Living On Your Own, Student Guide  – Lesson Four: Living On Your Own, Teacher’s Slide Presentation – Lesson Four: Living On Your Own, Teacher’s Power Point Presentation – Lesson Four: Living On Your Own. In this lesson, students will also be given an opportunity to analyze the information contained on a credit card statement. This variation of the decision-making process can help a person match personal abilities and interests with appropriate employment opportunities. Teacher’s Guide – Lesson Thirteen: In Trouble, Student Guide – Lesson Thirteen: In Trouble, Teacher’s Slide Presentation – Lesson Thirteen: In Trouble, Teacher’s Power Point Presentation – Lesson Thirteen: In Trouble. ’ re making the right decision provides an overview for the activities involved with selecting and purchasing home... We be sure we ’ re making the right decision 125 in a year and for credit! 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